Know Your True Reinstatement Value in Minutes
Upload your Fixed‑Asset Register, let our WPI engine work, and download an audit‑proof valuation report.
Get Instant ValuationHistoric Costs Create Expensive Mistakes
72 % of Indian policies are under‑insured by ≥ 25 %. Over‑insurance drains crores in extra premium. RiskBirbal’s Asset Valuation System fixes both in three clicks.
72%
Policies Under‑Insured
₹15 Cr
Avg. Premium Waste / Yr
How the Online Valuation Works
1
Upload FAR
Download our template, paste asset data & choose category mapping.
2
Index & Adjust
Our engine applies 50‑year WPI/CPI indices plus freight, erection & tax mark‑ups.
3
Download Report
Get insurer‑ready PDF & Excel with location‑wise RIV and gap analysis.
Inside the Indexation Engine
Historic WPI / CPI Database
Five‑decade price indices across 30+ commodity clusters ensure accurate, inflation‑adjusted values.
Automatic Mark‑Ups
Freight, erection, and GST added per asset type with IRDAI‑aligned defaults.
Surveyor‑Grade Formulae
Calculations mirror certified valuer practice, so underwriters accept the output instantly.
What You Gain
18%
Average Premium Saved
100%
Audit‑Ready Documentation
<10 min
Single‑Location Turnaround
Case Snapshot: Multi‑Plant Manufacturer
- 6 locations, 5,400 assets
- Under‑insurance gap dropped from 32 % → 4 %
- ₹2.3 crore premium saved in first renewal cycle
- Total time spent: 42 minutes
Frequently Asked Questions
What input file formats do you accept?
Excel or CSV using our template. You can also paste data directly in the web form.
Is my data secure?
Yes—AES‑256 encryption, ISO 27001 hosting, and IRDAI‑aligned retention policies.
How often should I re‑index my assets?
We recommend re‑running the valuation at every insurance renewal or major CAPEX event.
Does the report meet bank due‑diligence requirements?
Yes—include an optional certified valuer sign‑off when needed.
Send Your Enquiry
Our team will contact you shortly.
