Know Your True Reinstatement
Value in Minutes
Upload your Fixed-Asset Register, let our WPI engine work, and download an audit-proof valuation report.
Know More
Historic Costs Create Expensive Mistakes
72 % of Indian policies are under‑insured by ≥ 25 %. Over‑insurance drains crores in extra premium. RiskBirbal’s Asset Valuation System fixes both in three clicks.
72%
Policies Under‑Insured
₹15 Cr
Avg. Premium Waste / Yr
How the Online Valuation Works
1
Upload FAR
Download our template, paste asset data & choose category mapping.
2
Index & Adjust
Our engine applies 50‑year WPI/CPI indices plus freight, erection & tax mark‑ups.
3
Download Report
Get insurer‑ready PDF & Excel with location‑wise RIV and gap analysis.
Inside the Indexation Engine
Historic WPI / CPI Database
Five‑decade price indices across 30+ commodity clusters ensure accurate, inflation‑adjusted values.
Automatic Mark‑Ups
Freight, erection, and GST added per asset type with IRDAI‑aligned defaults.
Surveyor‑Grade Formulae
Calculations mirror certified valuer practice, so underwriters accept the output instantly.
What You Gain
9%
Average Premium Saved
100%
Audit‑Ready Documentation
<10 min
Multiple‑Location Turnaround
Case Snapshot: Multi‑Plant Manufacturer
- 6 locations, 5,400 assets
- Under‑insurance gap dropped from 32 % → 4 %
- ₹2.3 crore premium saved in first renewal cycle
- Total time spent: 42 minutes
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