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RiskBirbal’s Insurance Quotation (RBIQ)

Empowering Emerging Financial Consultants and Insurance Agents to Win Corporate Insurance Business.

RiskBirbal’s Insurance Quotation (RBIQ) System

Empowering Emerging Financial Consultants and Insurance Agents to Win Corporate Insurance Business.

Struggling to Compete in the Corporate Insurance Market?

FACING CHALLENGES LIKE:

Product Complexity

Insurance products like marine, engineering (e.g., Contractor’s All Risk, Erection All Risk), and liability insurance can be complex to understand. I am unsure what questions to ask or how to approach the insurer to secure the best coverage and pricing.

Customizing Policy

Understanding policy coverage, suggesting suitable add-ons, and highlighting value propositions based on client requirements is challenging, with little to no support from insurers or brokers to finalize the deal.

Professional Presentation

Presenting my proposal professionally to clients is a significant challenge for me.

License Restrictions

Reaching out to insurers is challenging due to license limitations.

Strong & Organized Competitors

I face strong competition from brokers and corporate agents due to their collective knowledge and extensive reach.

Preparing & Managing Quotations

Preparing quotations, managing data, and ensuring after-sales service are time-consuming and require significant effort.

Lack of Regulatory & Market Updates

Tracking regulatory updates, price changes, risk shifts, and industry news is tough with limited insurer support, risking business and reputation.

Self Branded Product Brochures

The lack of a sales kit featuring my branding and professionally designed presentations makes it challenging to compete with more established competitors. How can I effectively establish my own brand?

Industry Specific Risk Understanding

Understanding various industry risks and providing customized insurance solutions is challenging. How can I get help from an experienced consultant without paying high fees?

The Answer Lies In

RiskBirbal Insurance Quotation

RiskBirbal empowers insurance agents to streamline operations. Now compete with industry leaders and win.

Impress insurers and clients with accurate, professional quotes, pre-filled add-ons, and polished outputs. Gain a competitive edge with a customizable branded sales kit, swift responses, and pre-drafted emails featuring powerful negotiation insights to elevate your business.

Impress Insurers and Clients

Accurate, professional quotes
Pre-filled add-ons
Polished outputs

Gain a Competitive Edge

Customizable branded sales kits
Swift responses
Pre-drafted emails with negotiation insights

Elevate Your Business Effortlessly

Unlock Your True Potential With RBIQ – The Ultimate Solution for Your Insurance Quotation Challenges!

Are you tired of the endless challenges that slow you down in the competitive insurance market? Say goodbye to these roadblocks and hello to smarter solutions with RBIQ! Here’s how we turn your problems into opportunities for success.

Simplifying Product Complexity

Struggling with complicated and complexed insurance products like marine, engineering, or liability? We make it Easy for you!

Get detailed, risk-specific questions to effortlessly gather the right information. Choose between two options: a comprehensive detailed version or a concise shorter version—whatever suits your needs best!

No more guesswork! If you're unsure about the right occupancy or risk code, we’ll guide you in selecting the perfect one to ensure accurate and reliable quotations.

Say goodbye to number-crunching! Our self-calculating raters provide accurate ratings and premium calculations on preformatted Excel sheets, making insurer negotiations effortless and efficient.

Need tailored add-ons based on risk? Automatic updates aligned with market trends? Consider it done! We take care of everything, so you can shine as the expert your clients trust.

Present polished, pre-formatted quotes that help build a strong reputation in the insurer's office. A smart tip: keep learning and maintain a track record.

Your Winning Edge!

Save time, close deals faster, and wow your clients with expertise that stands out!

Mastering Industry-Specific Risks

Insurance is no easy game, and understanding unique industry risks can be a real challenge. But not anymore!

We help you ask the right questions and uncover winning strategies for better pricing and approvals.

Pre-drafted emails written like a pro underwriter make your communication sharp and professional.

With our bot’s expert insights, you’re always one step ahead, handling even the toughest client needs with confidence.

Finally You Get!

You’ll become a trusted advisor clients rely on for smart, customized solutions.

Build Your Own Brand

Do big competitors scare you with their flashy brochures and professional presentations? Not anymore – it’s your time to shine!

Your logo, your colors, your brand – professionally designed brochures, ready for you. Design them yourself and witness the magic of success!

Wow your clients with a sales kit that showcases your expertise and professionalism.

Flexible formats that make every presentation look like it was created by a pro designer.

Your Key to Success!

You look polished, confident, and ready to win every deal.

Always Stay Updated

Losing the race on IRDAI regulatory changes, price shifts, or risk updates? We keep you ahead of the curve!

Get regular updates on regulations, pricing changes, and market trends.

No manual effort – your quotations are always in sync with the latest rates and terms.

Ultimately, you succeed!

Stay informed, avoid costly mistakes, and build a reputation for reliability.

Revolutionize Your Quotation Process

Preparing and managing quotations can be a nightmare. We make it seamless!

Edit, copy, delete, or save quotes with just a few clicks.

Instant Sharing: Share quotations, uploaded policies, or any other document directly with clients via WhatsApp or other tools for immediate service.

Keep all your data secure and ready to access whenever you need it.

Success is finally in your hands!

Save time, stay organized, and impress clients with your speed and efficiency!

Outsmart Strong Competitors

Big brokers and corporate agents may have a larger reach, but we’ll make YOU the game-changer!

From automation to branding, RBIQ equips you with everything you need to outpace the competition.

Customize solutions effortlessly and deliver unmatched professionalism.

Break the ice and win clients with laser-focused proposals that hit the bull’s-eye.

You’ve made it happen!

You become the “expert” clients choose every time!

Customization Made Easy

Stressed about suggesting the right add-ons and crafting tailored policies? We’ve got you covered!

Our system automatically recommends and integrates the perfect add-ons into your proposal.

New rates, updated add-ons – everything is handled seamlessly.

Offer up-to-date, personalized solutions that impress your clients.

You’ve Earned It!

You close deals faster and build stronger client relationships.

Present Like a Pro

A great proposal (RFQ) makes all the difference. Let’s make yours unforgettable!

Professionally written emails highlight all the right points to secure the best pricing and terms.

Create expert-level presentations that leave a lasting impression on clients and insurers alike.

Rightfully Yours!

You’ll walk into every meeting with confidence and leave with success.

Overcome License Limitations

Struggling to connect with insurers? We’ve got the insights to help you break through!

Our system identifies the best insurers for your quotes based on underwriting trends, including referral, declined, and preferred insurer lists.

Deliver insurer-ready quotes that hit the sweet spot, maximizing your chances of approval.

You’ve Got It Now!

Your reach expands, your approval rate improves, and your business thrives!

Simplifying Product Complexity

Ready-to-Use Risk Questionnaires

Get detailed or concise risk questions—easy info gathering.

Smart Occupancy/Risk Code Guidance

Get guided to the right occupancy or risk code—no guesswork.

Automated Calculations

Self-calculating raters give accurate premiums, making negotiations easy.

Auto-Customized Quotes

Get tailored add-ons based on risk with automatic updates aligned to market trends.

Professional Quote Comparisons

Send polished, pre-formatted quotes that build a strong reputation with insurers.

Mastering Industry-Specific Risks

Insider Guidance

We help you ask the right questions and find winning strategies for better pricing and approvals.

AI-Driven Support

Pre-drafted emails from expert underwriters keep your communication sharp and professional.

Tailored Risk Solutions

With expert insights from our bot, stay one step ahead and confidently handle tough client needs.

Build Your Own Brand

Self-Branded Brochures

Get professionally designed brochures with your logo and colors—ready to customize and succeed.

Complete Sales Kit

Impress clients with a sales kit that highlights your expertise and professionalism.

Editable Templates

Flexible formats that make every presentation look professionally designed.

Always Stay Updated

Timely Insights

Get regular updates on regulations, pricing, and market trends.

Auto-Updated Quotes

Your quotations stay synced automatically with the latest rates and terms.

Revolutionize Your Quotation Process

Easy Quotation Management

Edit, copy, delete, or save quotes with just a few clicks.

Instant Sharing

Share quotes, policies, or documents directly with clients via WhatsApp or other tools for quick service.

Organized CRM

Keep your data secure and accessible anytime.

Outsmart Strong Competitors

All-in-One Tools

From automation to branding, RBIQ gives you everything to outpace the competition.

Client-Focused Features

Customize solutions easily and deliver unmatched professionalism.

Smart Proposals

Win clients with laser-focused proposals that hit the bull’s-eye.

Customization Made Easy

Effortless Add-Ons

Our system recommends and adds the perfect add-ons automatically.

Accurate Calculations

New rates and add-ons are updated seamlessly.

Client-Centric Quotes

Offer up-to-date, personalized solutions that impress clients.

Present Like a Pro

Pre-Drafted Emails

Professionally written emails highlight key points to secure the best pricing and terms.

Smart Proposals

Create expert-level presentations that impress clients and insurers alike.

Overcome License Limitations

Market Intelligence

Find the best insurers for your quotes based on underwriting trends, referrals, and preferred lists.

Tailored Proposals

Deliver insurer-ready quotes that maximize your approval chances.

Wide Range of Customized Quotations for You

Property Quotation

Standard Fire and Special Perils Insurance
Fire Loss of Profit
Bharat Laghu Udyog
Bharat Sookshma Udyog

Engineering Quotation

Boiler and Pressure Plant Insurance
Electronic Equipment Insurance
Machinery Breakdown Insurance Policy
Contractors All Risks Insurance
Contractors Plant and Machinery Insurance
Erection All Risks Insurance

Marine Quotation

Marine Transit Insurance (Inland) Open Policy
Marine Transit Insurance (Import) - Open Policy
Marine Transit Insurance (Export) - Open Policy
Marine Export-Import Insurance (STOP Policy)

Liability Quotation

Public Liability Insurance (Industrial Risks)
Public Liability Insurance (Non-Industrial Risks)
Product Liability Insurance Policy
Professional Indemnity Policy for Consulting Engineers, Architects and Interior Decorators
Professional Indemnity Policy for Chartered Accountants / Management Consultants / Lawyers / Advocates / Solicitors / Counsel
Comprehensive General Liability Policy
Directors and Officers Liability Insurance

Miscellaneous Quotation

All Risk Insurance
Burglary Insurance
Workmen’s Compensation Insurance / Employer’s Liability Insurance
Fidelity Guarantee Insurance
Money Insurance
Baggage Group Insurance Policy
Plate Glass Insurance Policy
Jewellers Block Insurance Policy

Value-Added Support

Earthquake Zone Finder
STFI Rate Finder
Fire Risk Occupancy Finder
Critical Risks and Requirements
Policy Selection: EAR or CAR?
Insurable Interest as per Incoterms
Equipment under MBD or EEI?

Why Wait?

Let RBIQ Transform Your Business Today!

From AI-Based risk analysis to streamlined workflows, branded sales kits, and client-focused tools, we help you become the insurance professional everyone wants to work with.

Why Wait?

Let RBIQ Transform Your Business Today!

From AI-powered risk analysis to streamlined workflows, branded sales kits, and client-focused tools, we help you become the insurance professional everyone trusts.

Simple Process, Big Benefits

Process Step 9

Ongoing support and updates

Process Step 1

Initial setup and client briefing.

Process Step 2

Requirement gathering and analysis.

Process Step 3

Designing creative solutions.

Process Step 4

Development phase begins.

Process Step 5

Quality assurance and testing.

Process Step 6

Feedback and adjustments.

Process Step 7

Finalizing and delivery.

Process Step 8

Launch and monitoring.

Why Pick

Take the Leap Into Corporate Business! With RiskBirbal’s strong reference network and trusted structure, you’ll never have to struggle to match bigger players again. Impress your clients, secure better plans, and grow your business with confidence.

Fast, Accurate, and Reliable Quotation Management

Our IT-driven RBIQ system offers a fast, accurate, and reliable quotation management process. Designed with advanced intelligence, it evaluates all possible approval scenarios and calculate the accurate rating and suggest the possible criterion that ensures compliance with industry standards.

Advanced Automation for Data Processing

Our system is trained using comprehensive industry data and factors. Leveraging advanced AI, it automates data processing with the highest level of efficiency and accuracy, ensuring seamless operations.

Key Risk Information for Better Understanding and Improved Insurance Quotations

It involves sharing comprehensive and relevant risk-related information about the insured property, operations, or processes. This enables insurers to evaluate the risks more precisely, leading to more accurate quotes, enhanced coverage options, and customized policies that align with the actual risk exposure.

Robust Data Protection & Security

Our highly secure servers use advanced encryption protocols to safeguard data transmission. With stringent security measures in place, our system prevents unauthorized access and protects against malicious threats during data transit.

Instant Access to Download Policy RFQs

Users can instantly download their Request for Quotation (RFQ) related to policies without delays. This feature offers immediate access to important policy details and documents, streamlining the process for obtaining quotes and making it more efficient for users.

Real-Time Industry Product Tariff Updates

Get immediate updates on product tariffs so you're always in sync with the latest industry changes. Stay ahead with real-time information to make smart decisions and adapt your strategies quickly. Backed by insights from leading insurance brokers, RiskBirbal ensures you’re up to date on market practices, rating changes, and regulatory developments — all delivered at lightning speed.

Stay Ahead in Insurance with RB’s AI

Get ready to change how you manage insurance with RB's AI—a powerful tool built just for the insurance world. It’s not just a tech tool; it’s like having your own insurance expert who knows a lot and can simplify complex tasks. Whether you’re understanding complex policies or staying on top of changes in the insurance field, RB’s AI gives you clear answers and smart ideas quickly. It keeps improving and fits your needs, so you’re always up-to-date and in control. With RB’s AI helping you, you’re not just keeping up—you’re ahead of the game!

Built to Boost Learning and Business at Every Level

RBIQ is designed to be your companion from day one to expert level. For beginners, it offers clear, interactive learning tools and AI-powered guidance that make mastering insurance concepts easy and engaging. This fast-tracks your understanding and helps you confidently start building your client base. For seasoned agents, RBIQ provides advanced analytics, market insights, and automation to optimize your business processes. It supports continuous learning with up-to-date industry updates and tailored training, empowering you to grow your business smarter and faster at every stage.

Stay Motivated with RBIQ’s Streak Coin System

RBIQ’s Streak Coin System keeps you engaged and improving by rewarding consistent use of key features like RFQ generation, policy uploads, completing assessments, and progressing through training modules. Earn Streak Coins as you maintain daily activity streaks and advance from Beginner to Intermediate and Expert levels. Unlock personalized learning resources, detailed performance reports, exclusive benefits, and special subscription discounts as a reward for your dedication. This gamified system not only boosts your insurance knowledge and sales skills but also makes your growth journey enjoyable and rewarding. With RBIQ, mastering your business and scaling your success has never been more motivating.

Why Pick

Fast, Accurate, and Reliable Quotation Management

RBIQ’s IT-driven system delivers fast, accurate quotes. It evaluates all approval scenarios and ensures compliance with industry standards.

Advanced Automation for Data Processing

Using industry data and AI, our system automates data processing with top accuracy and efficiency.

Key Risk Information for Better Understanding and Improved Insurance Quotations

Share detailed risk info about property, operations, or processes. This helps insurers give accurate quotes, better coverage, and tailored policies.

Robust Data Protection & Security

Our secure servers use advanced encryption to safeguard your data. Strict measures prevent unauthorized access and protect against threats.

Instant Access to Download Policy RFQs

Download your Request for Quotation (RFQ) instantly. Get quick access to important policy details and documents, making quote retrieval easy and fast.

Real-Time Industry Product Tariff Updates

Get instant updates on tariffs to stay in sync with industry changes. Make smart decisions fast with insights from top brokers—delivered at lightning speed.

Stay Ahead in Insurance with RB’s AI

Your smart insurance expert - simplifies tasks, keeps you updated, and helps you stay ahead in your preferred language.

Built to Boost Learning and Business at Every Level

RBIQ guides beginners with easy learning tools and AI support to quickly build confidence and clients.

Stay Motivated with RBIQ’s Streak Coin System

Earn coins by using features like RFQ generation, policy uploads, and training. Maintain streaks to level up and unlock learning resources, reports, exclusive perks, and subscription discounts. Grow your skills and business with fun, rewarding progress.

What If I’m Not Tech-Savvy?

Using RBIQ is as simple and natural as sending a message on WhatsApp or scrolling through your Facebook feed. If you’re comfortable with these everyday apps, you already have all the skills needed to navigate RBIQ quickly and easily. If you know even chatting, copying and pasting, or downloading files that means, you have everything required to confidently use RBIQ and grow your insurance business.

RBIQ Is As Simple As Your Favorite Apps

Familiar and Easy to Use: Using RBIQ is as easy and natural as the apps you already use every day. If you can send messages, share photos, or use basic features on your phone or computer, you’re already ready to use RBIQ without any hassle.
Guided Every Step of the Way: RBIQ is designed to feel familiar, with simple steps and clear instructions so you never feel overwhelmed. Plus, helpful videos and an AI assistant are always there to guide you, making sure you’re confident at every stage.
No Technical Hassles: No complicated technical setup, just open your browser, log in, and start working smoothly. RBIQ is built to make your work easier, so you can focus on growing your insurance business with confidence.

Features Designed for Everyday Agents Like You

Simple Quote Forms: RBIQ helps you make insurance quotes by filling out easy and clear forms. You only answer what is needed, no extra or confusing questions.
Easy-to-Follow Videos: Whenever you need help, you can watch videos right inside RBIQ. These videos show you exactly how to do things, making it easy to learn as you go.
Friendly AI Assistant: If you get stuck or don’t understand something, RBIQ’s AI is always there. It explains things in simple words and guides you step by step, in the language you feel comfortable with.
Ready-to-Use Email Drafts: RBIQ writes professional email drafts for you. All you have to do is copy the email, make small changes if needed, and send it to insurers and with clients.

Meet Warish from Pune

Warish is an expert insurance agent who once feared using technology. But after trying RBIQ, he said:

"If you can use WhatsApp or other social media platforms, you can use RBIQ."
The platform guided me step-by-step, explained everything in simple words, and made my work faster and more accurate. Now, my clients see me as more professional, and my business is growing steadily.

You don’t need to be a tech expert to succeed. RBIQ is designed to make your insurance work easier, faster, and more professional. Try it once.

Life Insurance Agents, why are you leaving sales on the table?

You’re a trusted life insurance advisor, securing your clients’ futures. But what if you could protect their present too—while skyrocketing your income? General insurance, covering homes, businesses, and assets, is your opportunity to expand your business, strengthen client relationships, and tap into a massive market—all without starting from scratch.

Your Clients Need More Than Life Coverage

As a life insurance professional, you've already built invaluable trust with your clients, helping them secure their families' futures. But here's an exciting truth: those same clients own homes, offices, shops, warehouses, factories, cars, and businesses. These valuable assets desperately need protection with general insurance. You are in the perfect position to offer it, leveraging the relationships you've already established. When you sell life insurance, you have complete profiling of your client—use that to sell general insurance products. Studies say those who sell personal products like life insurance to business owners can easily convert their business insurances as well.

A Seamless Extension of Your Expertise

Moving into general insurance is a seamless and natural forward integration of your existing life insurance business. You're already managing your clients' long-term financial protection; now, you can extend that expertise to cover their short-term and physical asset risks as well. This positions you as a truly comprehensive financial and risk advisor. RBIQ makes this journey so simple and knowledgeable that without any extra effort, you start making quotes that suit you easily, and you will create quotes in no time with reasonable understanding of the product.

Why General Insurance Is Your Next Big Move

Easy to Learn and Implement: You already understand core insurance concepts, effective selling techniques, how to handle client objections, and underwriting language. General insurance is surprisingly simple to learn with RBIQ; most products are easy to grasp and come with standard, straightforward packages.
Deep Client Understanding: Your experience in life insurance gives you valuable insights into your clients’ income sources, business operations, and financial liabilities. This unique perspective makes it much easier to identify needs and strategically position products like Property Insurance, Business Interruption, Public Liability, and Engineering policies. Just ask RBIQ AI, and you will get the idea to sell.
Drastically Increase Your Commission Income: General insurance can significantly boost your earnings. Many policies, especially Fire, Engineering, and Liability, come with high-ticket premiums, and you earn commissions on each one. With your existing client base, you can effortlessly multiply your income streams.
A Natural Extension of Your Core Strengths: You already excel at selling, building trust, educating clients, and managing claims. General insurance perfectly fits this skill set. You're not starting from scratch; it's simply a new product line that leverages your proven approach and expertise. If it looks difficult to you, then you must give RBIQ a try—you will realize what you are missing and losing, a potential market.

How Priya Transformed Her Business by Adding General Insurance

“I spent years helping families with life insurance, but my clients often asked about coverage for their homes, cars, and businesses. That’s when I realized they wanted more from me. With RBIQ, I quickly learned about general insurance and started offering these products alongside life insurance. My clients loved having a single advisor for all their needs, and my income grew as well. The real reward was becoming the trusted, one-stop solution for my clients. Expanding into general insurance with RBIQ changed my business and deepened my client relationships.”

— Priya, Insurance Advisor

Are You Ready to Make the Same Smart Move Priya Did?

Priya’s decision to branch out into general insurance paid off in ways she hadn’t imagined. If she can do it, why not you?

Health Insurance Professionals, why isn't your income growing faster?

As a health insurance expert, you’ve built a solid business helping clients secure their health. But what if you could double your impact—and your income—without starting from scratch? Other general insurance is your golden opportunity to grow your business, serve your clients better, and become their go-to advisor for all their insurance needs.

Tap Into the Hidden Potential of Your Clients

Your health insurance clients already trust you. They rely on you to protect what matters most—their well-being. But here’s the secret: these same clients own cars, homes, businesses, and other assets that need protection too. You’re already halfway there! By offering other general insurance, you can meet their broader needs without hunting for new clients. It’s a massive untapped market sitting right in your existing client list.

Expanding to General Insurance: A Natural Fit for Your Current Business

Selling general health insurance has made you a trusted advisor. Adding other general insurance, like Property, Marine, or Liability policies, takes it to the next level. It’s not about starting over; it’s about complementing what you already do. By offering multiple general insurance products, you position yourself as a complete one-stop advisor, making your clients’ lives easier and your business stronger. Studies say if you are servicing personal policies including Health & Motor of a business owner, you have a very high possibility of getting their business insurance as well.

Why General Insurance is Your Next Big Win

Effortless Cross-Selling: Imagine this: you're already talking to a client about their health policy. It's incredibly easy to then say, "By the way, have you thought about insuring your car or your home?" They already trust you, so the conversation flows naturally. This means more sales without chasing new leads!
Simple to Master: Forget about complex studies. General insurance products are simpler than you think; RBIQ makes it even smarter. RBIQ will help you learn so easily that you won’t even realize you are putting in extra effort. You already have the core selling skills and client understanding. A little product knowledge, and you're ready to go. You don't need to be an expert on day one – just get started!
Massive Revenue Boost: Because you're selling to people who already know and like you, adding general insurance is a powerful way to increase your income significantly with minimal extra effort. You're leveraging your existing relationships for maximum gain.
Become Their One-Stop Shop: When you offer both health and other general insurance, you become the only insurance person your clients ever need. This builds incredible loyalty and leads to more referrals because you're making their lives easier.
Limitless Potential: Once you've started helping your existing clients with their general insurance needs, the entire market opens up. There's unlimited potential to grow your business and your income even further. The sky truly is the limit!

Ramesh’s Story: From Health to Wealth

"For years, I focused solely on health insurance, and I was doing well. But then it hit me: my clients, who already trusted me with their health, were going to other agents for their car, home, property, liability, engineering, and even marine insurance! It was like I was leaving money on the table. When I decided to start offering these other general insurance products, it was a total game-changer for my business. Selling to my existing, trusting clients was incredibly easy because they already knew me. My income saw a significant boost in just the first year alone! Now, I'm their go-to person for all their insurance needs, not just health. It just made perfect business sense to expand."

— Ramesh, Insurance Agent

Could This Be Your Success Story Too?

Ramesh made a smart decision to expand his business, and it paid off. If Ramesh can do it, why not you? Are you ready to take that first step and become your clients’ trusted advisor for all their insurance needs?

Banking & Finance Professional, ready to find new money in your client list?

Your Clients' Assets Are Waiting to Be Insured

As a banking and finance professional, you regularly interact with clients who own significant assets: homes, shops, warehouses, factories, offices, commercial buildings, and even ongoing construction projects. Every single one of these needs insurance. The surprising truth is, many are either completely uninsured or dangerously underinsured. You're perfectly positioned to offer them the protection they desperately need, and in turn, significantly grow your business.

Seamlessly Integrate General Insurance into Your Offerings

Adding General Insurance (GI) isn't a departure from your core business; it's a natural forward integration of your existing financial services. You're already helping clients manage their money and investments. Extending that to protecting their physical and business assets is a logical and valuable next step. You're simply expanding your role from a financial advisor to a complete financial and risk management partner. It is all so easy with RBIQ that you will be amused.

Boost Your Income and Elevate Your Standing

Exponential Commission Income: Unlike many traditional financial products, General Insurance often provides high commissions with a quick turnaround. You can generate substantial extra revenue from the very same clients you're already serving with minimal additional effort.
Leverage Existing Trust: Clients already trust you with their most crucial financial decisions. Offering insurance is simply enhancing that trust by providing essential protection for their assets and income—a service they'll appreciate from a truly holistic advisor.
Insightful Lead Generation: You possess an invaluable advantage: you understand your clients' business structures, revenue, assets, and liabilities. This makes it incredibly easy to identify their insurance needs and suggest the perfect products at precisely the right moment. Your existing client base is a goldmine; you don't need to hunt for leads—they're already in your pipeline.
Simple to Understand: Forget complex training. Basic product knowledge and a strategic approach are all you need. RBIQ will help you look professional and knowledgeable.
Stand Out from the Crowd: By offering comprehensive financial protection that includes asset and business risk coverage, you immediately differentiate yourself from other advisors. You become a complete financial solution provider, not just a product seller. RBIQ ensures that your offering in General Insurance is also as good as a full-time general insurance provider.

Chaolung’s Success

“As a banking professional, I thought my role was limited to loans and investments. But when I started offering general insurance, my career transformed. I pitched Fire and Property policies to my business loan clients, and they loved having one advisor for all their needs. In just five months, my commissions increased significantly, and my clients now trust me as their go-to for both finance and insurance. RBIQ’s RFQ tools made the process seamless!”

— Chaolung, Banking Professional, Guwahati

Are You Ready to Step Into the World of General Insurance?

Chaolung took the leap into general insurance and transformed his business. If he can do it, why not you?

Motor Insurance Agents, do your clients need more from you?

You’re already a pro at selling motor insurance, protecting your clients’ vehicles with ease. But why stop there? Your clients need more than just car or bike coverage—they need protection for their homes, businesses, and assets. By expanding into general insurance products like Property, Fire, Burglary, Liability, or Engineering (EAR/CAR/CPM), you can boost your revenue, deepen client trust, and become their go-to insurance expert.

Your Clients Are Ready for More Coverage

Your motor insurance clients already trust you to protect their vehicles. But think about it: they also own homes, shops, warehouses, or run businesses that need safeguarding. Property, Fire, Burglary, Liability, and Engineering policies are natural additions to their coverage. You’ve already built the relationship—now it’s just about showing them the value of complete protection.

Expand Your Expertise, Not Your Effort

You’re no stranger to insurance. You know risk, underwriting, claims, and how to close a sale. Adding general insurance products to your portfolio isn’t starting over—it’s a seamless extension of what you already do. With your existing skills, selling Property, Marine, or Liability policies is like playing the same game on a bigger field.

Think of a solution that helps you give all the knowledge at your fingertips, an effortless system that will give you fun & lead you to earn.

How to Grow Your General Insurance Business

Create Leads: During renewals or claim follow-ups, ask about your clients’ businesses, properties, or construction projects. A simple question like, “Do you have insurance for your shop or warehouse?” opens the door.
Find Opportunities: Use vehicle RC details to identify clients who own businesses or logistics operations. Reach out to builders, contractors, or shop owners in your network—they’re prime candidates for general insurance.
Convert with Ease: Show clients how bundling all their insurance needs under one advisor—you—simplifies their life, closes coverage gaps, and can even save them money. Learn & understand add-ons and coverage from RBIQ.
Cross-Sell Confidently: Offering Fire, Burglary, or Liability policies to your motor insurance clients builds their trust in you as a complete risk advisor, not just a motor agent. Get sales pitches from RBIQ, read once, and you can implement them.
Keep It Simple: General insurance is easier to sell than ever. You don’t need deep technical knowledge—just basic product awareness and the ability to match solutions to client needs. Get professional brochures from RBIQ. Understand the product and add-ons easily from RBIQ.
Maximize Revenue: Why earn one premium when you can earn multiple from the same client? Property, Liability, and Engineering policies mean more income from your existing client base. Get your business report and analysis, areas of improvement, and growth ideas in your area from RBIQ.
Tap a Huge Market: Beyond your current clients, the general insurance market is massive—contractors, retailers, landlords, factory owners, and logistics companies are waiting for your expertise.

How Deepika Expanded Her Business and Boosted Her Earnings

“I used to focus only on motor insurance, thinking it was enough. But when I started offering Property and Liability policies to my clients, my business transformed. One client owned a small factory, and I sold him Fire and Machinery Breakdown coverage alongside his vehicle policy. In just three months, my income doubled, and my clients now see me as their all-in-one insurance expert. It’s so easy with RBIQ’s tools to streamline the process!”

— Deepika, Insurance Agent, Pune

Are You Ready to Take the Next Step Like Deepika?

Deepika took the leap into general insurance and transformed her business. If she can do it, why not you?

7-Day Cancellation Policy (No Questions Asked)

Service Overview

At RBIQ, we strive to provide you with the best insurance technology solutions tailored for agents and intermediaries. We understand that sometimes, after trying our services, you might find they don’t fully meet your needs. That’s why we offer a 7-Day No-Questions-Asked Cancellation Policy to give you peace of mind and ensure your satisfaction.

Cancellation Policy

You may cancel your subscription or service plan within 7 calendar days from the date of purchase without any penalty or obligation. This cancellation can be done for any reason, no questions asked.

The cancellation request must be submitted through the proper channels as described below.

After cancellation, you will lose access to the services at the end of your current billing cycle, based on your subscription terms.

This policy applies only to new subscriptions or service purchases and is not applicable to renewals or upgrades.

Refund Policy

Once you cancel within the 7-day window:

You will receive a full refund of the amount paid for the subscription or service.
Refunds exclude any applicable taxes or third-party fees charged during payment processing.
If you have used any additional paid services or add-ons outside the original plan, those charges may not be refundable.

Processing Timelines

Cancellation requests received within 7 days of purchase will be reviewed immediately.
Refunds will be initiated within 5-7 business days after confirmation of your cancellation.
You will receive an email confirmation once the cancellation and refund process is completed.
In some cases, depending on your bank or payment provider, refunds may take up to 14 business days to reflect in your account.

Contact for Cancellation and Refund

To cancel your subscription or request a refund within the 7-day period:

Email: support@riskbirbalms.com
Please provide:
- Registration Details:
  Your Name
  Registered Email
  Registered Mobile No.
- Subscription ID: As mentioned in your invoice.
- Transaction Detail:
  If paid via Internet Banking or Debit Account – mention from Bank Statement.
  If paid via 3rd party apps like Paytm, GPay – mention from Transaction History.
- Account Detail:
  Bank Name
  A/C Holder Name
  IFSC Code

Our customer support team is committed to processing your request swiftly and ensuring a hassle-free experience.

Important Notes

The 7-day cancellation policy is designed to ensure customer satisfaction but is subject to fair use. Abuse of this policy may lead to restriction of services.
Refunds are not available beyond the 7-day window except in cases required by law or special circumstances approved by RBIQ.
By using our services, you agree to this cancellation policy in full.

Limited Period Discount

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Monthly

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Monthly

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Features	Beginner	Expert
Dashboard to view all key Updates and Information at a place
Insurance Policy Types	26 Types	57 Types
Create RFQs (Request for Quotes) for the Plan-Based Policy Types	Plan-Based Policy Types 26	All Policy-No Limit
Downloadable Quotations in Excel Format for the Plan-Based Policy Types	Plan-Based Policy Types 26	All Policy-No Limit
Product Brouchures	Plan-Based Policy Types 26	All Policy-No Limit
Product-Specific Sales Pitches & Objection Handling	Plan-Based Policy Types 26	All Policy-No Limit
Get RFQs with your Logo and Brand Color for Personalization
Get Brochures with your Logo and Brand Color for Personalization
Product wise Underwriting Explainer Videos	Plan-Based Policy Types 26	All Policy-No Limit
Add-on & Underwriting Chat Support Get instant help and clear answers to your questions based on policy types.	Plan-Based Policy Types 26	All Policy-No Limit
Update Final Quotes, Upload Policies, and Receive Renewal Reminders via Email.	Plan-Based Policy Types 26	All Policy-No Limit
Group Multiple Quotations in a Single Proposal Combine multiple covers (Fire, Burglary, Marine, Fidelity, etc.) into a single proposal at once for a specific client.
Create, Edit, Multiple Same Versions, Copy to New Version Create: Start a new quote or proposal by creating a new version. Edit: Make changes to the current version of the proposal. Multiple Versions: Create different versions within the same proposal to offer multiple options. Copy to New Version: Duplicate the existing proposal to create a new quote, for renewals, or for the same client, to save time.
Create, Edit, Multiple Same Versions, Copy to New Version Create: Start a new quote or proposal by creating a new version. Edit: Make changes to the current version of the proposal. Multiple Versions: Create different versions within the same proposal to offer multiple options. Copy to New Version: Duplicate the existing proposal to create a new quote, for renewals, or for the same client, to save time.
Mail for Insured Engagement Auto-generate professional email drafts to connect with customers (insured) for engagement.
Mail for RFQ Presentation Auto-generate professional email drafts to present your RFQ to insurance companies.
Profile Building & Knowledge Assessment Assess your skills, identify strengths and improvement areas, and get a learning plan within your free knowledge word count.
Streak coins to Get Discounts on your Subscription Renewals.	Yes (as applicable)	Yes (as applicable)
Learning Based Level Upgrade From Beginner to Intermediate and then Expert	Yes (as applicable)	Yes (as applicable)
Latest Insurance News & Circulars
Business Reports & Suggestions Receive quarterly reports about your performance, along with smart business improvement tips.
Free Knowledge Word	20k	20k
Pro Features:
Eq Zone Identifier
STFI Rate Identifier
Smart Boiler Identifier
Hazard Material Classification Identifier
Fire Risk Occupancy
What to opt EAR or CAR?
Find Insurable Interest as per Incoterms
Equipment under MBD or EEI Policy?
Find Risk Type/Code for CAR
Find Risk Type/Code for WC
Liability Policies Add-ons Suggestions
Critical Risks and Requirements - Marine Cargo
Critical Risks and Requirements - Engineering (CAR/EAR)
Critical Risks and Requirements - Liability
Critical Risks and Requirements - Property (Fire)

Frequently Asked Questions

What exactly is RBIQ, and how can it help me as an insurance agent? +

RBIQ is a web platform that helps agents create professional insurance quotations and learn products easily. It creates emails containing all relevant and necessary insurance information, ready to send to insurers and engage the insured.

Who should use RBIQ—beginners or experienced agents? +

RBIQ is made for both new agents and experienced ones, giving each the right tools and guidance.

What are the different knowledge levels in RBIQ, and how do they affect my experience? +

RBIQ has Beginner, Intermediate, and Expert levels that unlock features as you grow.

How does RBIQ personalize learning based on my current knowledge? +

RBIQ offers a quarterly test to find your gaps and suggest learning topics.

What is the Streak Coin system in RBIQ, and how can I earn and use coins? +

Streak Coins reward you at each step—for time spent, learning progress, and activity—to encourage and push you forward. You can redeem these coins for renewal discounts, motivating you to learn more and achieve your business targets.

Does RBIQ provide sales pitch support? If yes, how? +

Yes, RBIQ offers product-wise sales pitches to help you communicate confidently and professionally with your clients. You can download customized sales brochures and, by clicking the “i” button, access detailed sales pitches and get answers to common queries.

Can RBIQ generate professional insurance quotations for me? +

Yes, it creates insurer-ready quotations with helpful explanations and add-on suggestions at each step.

Are the quotations editable after they are generated by RBIQ? +

Yes, you can download and fully customize quotations in Excel format, following market standards.

How do the videos in RBIQ help me learn about products and platform use? +

Videos explain product details and show you how to use RBIQ step-by-step, including why each input is important. They also explain the underwriting logic for the inputs.

Are the RBIQ learning materials downloadable? +

You can refresh to create new book content as your study material, which is accessible only while you are logged in for active learning.

What languages does RBIQ support for AI help? +

AI help supports 16 languages, including Hinglish, Tamilish, and more.

How does RBIQ help with policy renewals and follow-ups? +

RBIQ sends renewal reminder emails to agents for timely follow-ups once set up in the software.

Can RBIQ help me understand complex policy clauses, add-ons, and stay updated on regulatory changes? +

Yes, RBIQ’s AI explains complex clauses and add-ons in your preferred language and tone, using examples for better understanding. Plus, RBIQ provides a dedicated section for industry news and circulars, with notifications to keep you updated on all regulatory changes.

How secure is my data and quotations stored in RBIQ? +

RBIQ uses advanced encryption to keep your data safe and private. Even RBIQ cannot access your complete data, and we can sign an NDA with you if needed.

Can I get help from RBIQ support if I face issues? +

Yes, RBIQ offers customer support via the Help Center in the Dashboard section, where you can raise a ticket, and RBIQ’s team will reach out to you.

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